Do you find that this is your general experience or only with regards to particular points?
Personally I have found that the solution is embedded in the problem - similar to how a question in itself holds the answer.
That once you understand the problem, you equally understand the solution as the way forward.
You could look for instance at a machine that malfunctions and isn't working properly. There may be x amount of internal defects requiring repair - and if you don't know to what extent your machine is 'broken' - you won't be able to fix it / come up with an adequate solution.
So that is one dimension you can look at: Am I fully understanding what is that I am living as the 'problem' which is required to be solved?
Another dimension you can look at, which came up especially since you mentioned that the part of 'stopping, breathing and realising' is easy as it doesn't take a lot of effort
-- is simply that of: resistance to change.
Throughout the majority of our life we live out the same patterns, the same programs. Like a river that keeps following the same path and embeds itself deeper in the course it takes - it seems unimaginable for the river to suddenly take on a new course/direction - when there's one that's already so deeply embedded and easy to follow. In this dimension, you're primarily working at overcoming habits and integrating new principles/direction in your life - which take time and practice to 'embed' within yourself.
In theDIP Lite course
you get walked through how to do self corrective statements. If you haven't done the course already, I suggest you do so - and if you have already, perhaps revise the part on commitment statements.
In the end - the commitment statements are not a magical formula that will ensure change. The commitment statements are a guideline/map/direction that you have to move and will yourself to live.
If you have trouble following through on your commitment statements, it might be because on some level you find that there is 'too much at stake' -- meaning that there are still reasons within yourself as to why you want to hold on to the pattern and not implement the point of change.
This is pretty much the same as the first dimension I wrote out, where you're then not yet in a position where you are fully understanding the point or that there are additional relationships connected to the point that you haven't investigated or explored.
Personally when I find myself in that position, I write my commitment statements regardless - even if I am not sure I 'got the whole picture'. Because I trust that if I don't follow through or make mistakes, that I will go back to the drawing board and specify myself -- and so in time, piece all the puzzle pieces together - and either specify my commitment statements or simply specify my understanding of what back up the commitment statement / what it means to live that particular commitment statement.
If you find that you need more clarification, don't hesitate to post some Self Forgiveness and Commitment statements here so we can work with tangible examples. Let me know if you have anymore questions.